Can Agents Work?

Jobs / Finance and accounting / 13-2061.00

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

US jobs
67,830
Median wage
$94,160 a year
Job family
Finance and accounting

Can agents do the work of financial examiners?

We read the evidence at the level of the job family, Finance and accounting:

  • Task levelPartialOn Vals AI's Finance Agent benchmark, where agents research SEC filings to answer an analyst's questions, the best model scores 64.4%. Adjacent spreadsheet tasks score higher (83.1% on SpreadsheetBench). No task-level benchmark in our collection tests bookkeeping or audit work inside accounting systems.
  • Project levelPartialOn APEX-Agents, which includes investment-banking tasks written by professionals, the best agent passes 73.5% of tasks on the first try (all domains). OpenAI reports that GPT-5.5's GDPval deliverables, from occupations that include accountants and financial managers, won or tied against professionals' work in 84.9% of comparisons.

Benchmarks for the job family

These cover work in finance and accounting, not always this occupation's tasks.

Typical tasks

From O*NET 31.0. Core tasks first. Few of these tasks have a benchmark today.

  • Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
  • Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
  • Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
  • Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
  • Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.
  • Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.
  • Plan, supervise, and review work of assigned subordinates.
  • Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.
  • Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.
  • Train other examiners in the financial examination process.
  • Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.
  • Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.
Other job titles for this occupation (35)

Bank Examiner · Bank Secrecy Act Anti-Money Laundering Officer (BSA/AML Officer) · Community Reinvestment Act Officer (CRA Officer) · Compliance Analyst · Compliance Specialist · Credit Union Examiner · Credit Union Field Examiner · Examining Officer · Internal Auditor · AML Director (Anti-Money Laundering Director) · Anti Money Laundering Investigator (AML Investigator) · Bank Compliance Officer · BSA Analyst (Business Systems Analyst) · BSA Officer (Bank Secrecy Act Officer) · BSA Specialist (Bank Secrecy Act Specialist) · Commercial Escrow Officer · Compliance Coordinator · Compliance Investigator · Compliance Tester · Escrow Closer · Examiner · Financial Compliance Examiner · Financial Crimes Investigator · Financial Examiner · Financial Institution Examiner · Financial Investigator · Home Mortgage Disclosure Act Specialist (HMDA Specialist) · KYC Analyst (Know Your Customer Analyst) · National Bank Examiner · Payroll Examiner · Pension Examiner · Personal Banking Manager · Securities Compliance Examiner · Title Escrow Officer · Treasury Analyst